A car accident is a scary event for everyone involved. Depending on the severity, you may have to seek medical attention or find a new way home other than your car. That’s not the only thing you have to think about, though. If the accident wasn’t your fault, you are well within your rights to file a claim and receive the insurance money you deserve. Not sure how to go about that? Read on to learn what you should do to file a claim after a car accident.
Call Authorities
Calling the authorities – the police and an ambulance – is essential for two reasons. First, it ensures medical attention is given as soon as possible. Second, it backs up any claim you make in the future. If you receive medical aid at the scene, you can document that to back up your claim; the same is true if you file a police report. All of this will prove useful in the coming days and weeks.
Gather Information at the Scene
No matter how minor the car accident is, you must gather as much information as possible. That means taking pictures, license plates, phone numbers, etc. All of this information is crucial for when you file a claim. Don’t let the other driver talk their way out of not giving you their details.
Consider Hiring an Attorney
Smaller cases might be easy to manage on your own. That’s not always the case, though. If you want to improve your chances of winning the case, you should hire an attorney. Find a personal injury attorney from Schrier Law Miami to help you build a real, solid case that will help you win. This is especially important if you find the amount of information too much to handle by yourself. These people are experts and will do everything within their power to ensure your claim is successful.
Contact Your Insurance Company
You must contact your insurance company after an accident. Give them the details of what has happened, from the location of the accident to the police report. Once you are assigned an adjuster to investigate your claim, you should be told the amount of money you are entitled to.
Write Down All Information
This part is all about keeping facts clear in your head. From the moment of the accident up until the claim is complete, you should write down all information. Write down the license number plate, the location of the incident, and the number of your attorney. Every bit of information is crucial and will help your case.
Repair Your Car
If your car was damaged, remember to get the vehicle repaired or replace it during this process. Depending on the outcome of your claim, your insurance company should give you a cut to cover costs. It won’t turn the clock back, but having a fully working car will help you feel like you have control once more.
Filing a claim might not be the first thing on your mind after a car accident, but it’s always better to be prepared so that you get the money owed to you.
