The roof is one of the most important parts of your home. It protects you from all of the natural elements and helps to insulate your home from cold and heat. Unfortunately, it’s also one of the most expensive parts to replace, often costing more than $8,000, depending on the size, shape, and roofing material used. If you’re worried about the cost, consider options for financing a roof replacement, such as a home improvement loan or a home equity loan.
While most roofs last for at least 20 years, once your roof starts to show signs of aging, it’s important to get the ball rolling to replace it. Unsure if you need a new roof? Here are 6 tell-tale signs.
1. Age of Roof
The age of your roof is one of the biggest indicators as to whether or not it needs to be replaced. Most asphalt shingle roofs are designed to last for at least 20 years. If the roof only has a single layer of shingles, you may be able to have another layer added on versus ripping off the old ones and replacing them. For older roofs that have multiple layers of shingles, it’s best to remove the roof entirely and install new shingles.
A compromised roof is more likely to collect moisture due to improper drainage. If possible, use a ladder to get on top of your roof. If the roof feels spongy, chances are that the decking is weakened and softened from excessive moisture. Inside of your home, you’ll want to take a look in the attic. Other signs of moisture include:
- Moist insulation
- Water spots
- Ability to see outside through roof boards
Excessive moisture can lead to the development of mold and mildew, which can cause serious health problems. If your roof shows signs of moisture, you’ll want to have it replaced ASAP.
3. Deformed Shingles
Take a close look at the shingles on the roof. Are they curling, buckling, or cracked? Are there loose granules on the roof or in the gutters? When roofs are exposed to direct sunlight for years and years, they eventually begin to deteriorate. If you’re unable to get a good look at your roof from the ground, use a ladder to get a better look. Defective shingles can also cause curling, buckling, and be crumpling. For newer roofs, contact a roofing contractor to determine if you have defective shingles or if you’re in need of a new roof.
4. Check the Flashing
If your home has vents, skylights, or a chimney, you’ll want to check the flashing that surrounds them. Flashing seals the seams of the roof to keep rain from coming into your home. Use a ladder to get on the roof and examine the flashing. If the flashing is cracked or worn, it will need to be repaired to prevent leaks and water damage. In older homes, flashing is usually made of tar or cement. For even better protection, use metal flashing for added durability.
5. Water Stains
When water runs down an interior wall, you’ll notice condensation as well as discoloration. Water can cause paint to peel and causes wood to swell up. If you see water spots on your walls, don’t wait to investigate the cause. Sometimes water damage is caused by excess moisture in the attic or a leaky plumbing pipe. On the other hand, a leaky roof could be the culprit. If water stains persist and are caused by your roof, it’s time to invest in new shingles.
6. Sagging Shingles
A telltale sign that you need a new roof is when the shingles start to sink in and sag. Once the shingles start to cave in and create dips, it’s more likely that rain, ice, and snow will puddle in these others. With a healthy roof, snow and rain drain into the valleys and into the gutters. But, dips in the roof can cause improper drainage which can lead to roof leaks.
Some home projects can be put on the back burner. But, if your roof is showing signs that it needs to be replaced, don’t wait. A new roof will ease your worries and ensures that your home is properly protected from all that Mother Nature may send your way.
Once you’ve determined that your roof needs to be replaced, you’ll want to find a local licensed roofing contractor that can get the job done quickly. Waiting to replace the roof can cause further damage and may put your home at risk. If you’re unable to pay for the cost of a new roof, consider financing options such as a personal loan or a home equity loan.