Shopping for groceries, clothes, shoes etc. can be quite expensive, and most of us end up spending more than we planned to. So how can you save money each time you shop, while also getting everything that you need?
Most stores are really good at getting people to spend money. They have sophisticated
interactive marketing tools, and promotional offers that rein consumers in, and leave them wanting more. But how can you resist the urge to buy more? We’re going to take a look at that now:
Write A List And Stick To It
Many shoppers make the mistake of assuming that they know exactly what they have in their cupboards or closets. Writing a list of the food or clothes etc. that you need, will help to prevent you from spending too much, and buying things you don’t.
It can often be tempting to buy something just because the price has been lowered, or simply because you like the look of it, but you could be making a mistake.
If you only ever buy what you need, you’ll save yourself a lot of cash. Write a list and stick to it, no matter how tempted you may be.
Leave Your Credit Card At Home
Taking your credit card with you can lead to a lot of temptation. Paying for something using a credit card often doesn’t feel like you’re spending money, but you are.
Think about your credit card balance, and whether you can really afford to spend another $100 on it. Remember, you will have to pay the money back, and with interest. Do yourself a favor and leave the credit card at home.
See Something You Like? Wait!
Let’s imagine you’re going to your favorite clothing store, in a bid to buy a new pair of jeans. You’ve found the jeans that you want, but you’ve also come across a top that you really like.
Buying something that you hadn’t planned to buy means you’ll end up spending more money than you wanted to, but there is a way out of this. Walk away from that top, and wait a week before you do anything.
If you are still thinking about that top one week later, buy it if you must. However, if you’ve forgotten about that must-have item, then it’s likely that you didn’t really need it.
Ask Yourself If You Really Need It
From groceries, to shoes, to clothes and stationary, shops can and do sell some lovely products that you may be tempted to buy. But ask yourself “Do I really need it?”. 9 times out of 10 the answer will be “No”, meaning you should walk away.
If you see something that you like but don’t need, save yourself some money, and instead buy the things that you do need. Your bank balance will look better for it.
Save money when you shop by sticking to your list, regardless of how tempting it may be to stray. Saving money can be easy if you know how, but it does take discipline. If you want to spend less, use the above tips to help you, so you have fewer regrets.